They hand you their renewal date and you call two weeks before it.

Auto is the easiest yes in insurance — it's legally mandatory, everyone already has it, and almost everyone thinks they're overpaying. The qualifying question isn't emotional here, it's a calendar date. And a dated appointment is the most workable lead in P&C.

The actual conversation

This is the script your pack runs — sent from our registered 10DLC numbers, never yours. You never send a message and you never see the blast. Only the replies below reach you.

9:41

Marcus · TX

(210) 4•• ••68

Hi Marcus — most drivers in TX saw their auto premium climb again this year. The new rates are out and a few carriers came down. Want a side-by-side against what you're paying?

POS

Interested

We asked whether they'd want a side-by-side against what they're paying now and they said yes — “yes,” “what would it cost,” “send it over,” “I'm paying way too much.” Their exact words arrive with the lead.

RENEW

Renewal-dated

After they say yes, we ask: “A licensed agent can run your exact numbers. Who are you with now, and roughly when does your policy renew?”

A renewal date turns a lead into a scheduled appointment. You're not fighting a policy mid-term with a cancellation and a refund — you're calling two weeks out, when they're already reconsidering and switching costs them nothing.

Opt-outs, “stop” replies, wrong numbers, and obvious trolls never count toward your totals.

What we promise on auto

The guarantee does not change by vertical. Every pack carries a lead floor, and if your pack lands short we keep blasting at our own cost until you're whole.

Pack	Consumers texted	Interested + renewal-dated	Guaranteed floor	Worst-case $/lead
5K Pack — $399	5,000	40 + 15 guaranteed	55	$7.25
10K Pack — $699	10,000	80 + 30 guaranteed	110	$6.35
20K Pack — $1,399	20,000	160 + 60 guaranteed	220	$6.36

Straight answer

The floor above is a real guarantee and it is enforced the same way in every vertical. What we will not do is quote you a auto-specific reply rate we haven't earned yet. Our published 7.4% reply and 1-in-65 interested rates were measured on life and final expense campaigns; the auto script is newer and its yield data is still building. If those rates land lower here, that's our cost to eat, not yours — we re-blast until your floor is met. That's the entire reason the guarantee exists, and it's why we can open a vertical honestly instead of waiting a year.

Why this works over SMS

It's a mandatory purchase, so there's no “do I even need this”

Every one of these consumers already owns the product. You're not creating demand and you're not educating — you're competing on a bill they already pay every month and already resent.

Rate shock did your prospecting for you

Auto premiums have climbed hard across nearly every state. “Mine went up again” is the single most common reply we see on this script, and it arrives with no persuasion attached.

The lead ages into an appointment instead of dying

A life lead cools in 48 hours. A renewal-dated auto lead is worth *more* the week before that date — so the leads you can't close today go on a calendar instead of in the trash.

Every lead arrives with

Name, phone (proven live — they texted from it), address, city, state, ZIP, email, date of birth, age, credit band, current carrier and renewal date where given, and the full SMS thread with timestamps. Vehicle and household detail is captured when the consumer volunteers it — we don't stack questions and tank the reply rate. It all lands in your portal and texts your cell at the same moment — exportable any time.

Auto packs

One flat price per campaign — no subscription, no per-lead games. Every pack carries a guaranteed lead floor: if we miss it, we re-blast free until you're whole.

5K Pack

$399

one-time · per campaign

✓5,000 consumers texted
✓40 + 15 guaranteed — or free re-blast
✓$7.25 per lead at the floor
✓Live portal with full conversations
✓Leads are exclusively yours

Buy the Auto 5K Pack

Auto questions

Auto commissions are small. Does a $399 pack actually pencil?+

Not the way a life pack does, and we'd rather say so. At $180 first-year commission you need about 2.2 closes to break even on a 5K pack, where a life agent needs 0.7. That's exactly why auto packs are priced at $399 instead of the $499 we charge for life — same delivery cost on our side, lower commission on yours. What changes the math further is that P&C renews: the same book pays again next year with no acquisition cost, and roughly a third of auto writers bundle a home policy onto it. Underwrite the pack on first-year commission alone and it's a thin trade. Underwrite it on a three-year book with bundling and it's the cheapest new business you'll buy.

What yield should I expect on auto?+

We hold the same guarantee we hold everywhere — 55 leads minimum on a 5K pack, and we re-blast at our own cost until you're whole. What we won't do is quote you an auto-specific reply rate we haven't earned yet. Our 7.4% reply and 1-in-65 interested rates were measured on life campaigns; the auto script is newer. The guarantee protects you either way, which is exactly why it exists.

Do these leads come with current carrier and premium?+

Carrier and renewal timing, yes — that's the qualifying question, and it's what earns the RENEW tag. Exact premium, no. Asking for a dollar figure over SMS collapses the reply rate, and you'll get a more honest number in the first thirty seconds of the call anyway.

Can I run auto and home on the same pack?+

Not on one pack — each pack runs a single script so the qualifying question stays clean. But agents licensed for both commonly run an auto pack first and work the home cross-sell off the same leads on the call, which is the cheapest way to do it.

Everything else — exclusivity, delivery timing, compliance — is answered on the main page.

Pick a auto pack — from $399 Watch leads land live →

Life & final expense →Homeowners →